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When someone passes away, sorting out their estate is rarely straightforward — and for many families, one of the biggest practical challenges is what happens to their home. Properties that form part of a deceased person's estate are known as probate properties, and understanding how the probate process works can make a difficult time a little easier to manage. In this article, we look at what probate properties are, why they're often sold, and, importantly, how to keep them p

One of the biggest misconceptions in the market is that all Legal Expenses Insurance policies are broadly the same and that they will cover you for every Legal eventuality. The reality is very different. Policy wordings can vary significantly between insurers, and a policy that works well for one business may not be suitable for another. They are often added in as standard, and the cover may not correlate with your needs.

Insuring a block of flats isn't quite like insuring any other property. The risks are more complex, the needs more specific, and the differences between policies — which can look almost identical on paper — more consequential. Getting it right matters, and knowing what to look for can save considerable time, money and stress when it counts most.

For most people, when thinking about insuring a property, they naturally focus on its market value — what it would sell for today. But when it comes to insurance, market value is almost irrelevant, and the figure that truly matters is the rebuild cost. This is one of the most misunderstood areas of property insurance, and yet it really is the foundation of whether your cover will respond properly in the event of a claim - very important indeed!

Properties become unoccupied for various reasons. Maybe you’re preparing for renovation work, the owner has moved into long-term care, or the home is tied up in probate. Whatever the situation, once a property is empty, it enters a different category in the eyes of insurers — and that’s where things can get a little confusing. This practical guide to unoccupied property insurance breaks down what you need to know.

Introducing the inaugural edition of the Mango Insurance Blog, where our team provides expert tips, explainers, and news from the insurance industry to assist you in navigating and enhancing your understanding of insurance coverage. Our initial post delves into Property Owners Insurance, addressing common issues with available options, illustrating potential pitfalls of inadequate coverage, and offering tips to ensure proper protection when obtaining this type of policy. What