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Legal Expenses Insurance: Why Policy Wording Matters (and What to Look For)
One of the biggest misconceptions in the market is that all Legal Expenses Insurance policies are broadly the same and that they will cover you for every Legal eventuality. The reality is very different. Policy wordings can vary significantly between insurers, and a policy that works well for one business may not be suitable for another. They are often added in as standard, and the cover may not correlate with your needs.
Kathryn McKenzie
Jun 304 min read


Your Guide to Engineering Inspection & Insurance
Engineering cover is a multifaceted policy that applies across a wide range of businesses. Whether you are a property owner with a lift or electric gates, or a commercial business with racking or pallet trucks, you can take this policy out through an insurance broker. This guide breaks the policy down into its two halves, so you understand exactly what each one protects and why both matter for keeping your business compliant, safe, and running smoothly.
Kathryn McKenzie
Jun 163 min read


What Makes a Good Block of Flats Insurance Policy?
Insuring a block of flats isn't quite like insuring any other property. The risks are more complex, the needs more specific, and the differences between policies — which can look almost identical on paper — more consequential. Getting it right matters, and knowing what to look for can save considerable time, money and stress when it counts most.
Kathryn McKenzie
Jun 94 min read


Management Liability Insurance: Why Should You Have This?
Running a business means making decisions — constantly. And while most of those decisions are made in good faith, the reality is that any one of them could lead to a claim against you personally. That's where Management Liability Insurance comes in.
This policy exists to protect directors, officers, and the business itself from the financial and legal consequences of management decisions, employment practices, and corporate governance.
Kathryn McKenzie
Jun 22 min read


Laura Leaps - The CRT Charity Skydive
Jumping out of a plane at 12,000 feet and free-falling for 40 seconds couldn't be much further from our Senior Account Handler Laura's everyday experience (nor is a jumpsuit her everyday office attire!) Terrifying as it is, they say facing your fears makes you stronger... and if at the same time we can make this important charity stronger too, well, it's pretty hard to say no! So here we are, sending our precious Laura off to the Headcorn Airfield in Kent - all in the hope of
Katie Briggs
May 221 min read


Insurance for Hospitality Industry: Restaurants, Cafes & Pubs
In today’s competitive food and beverage industry, securing the right insurance for your café, pub, or restaurant is essential for protecting your investment and ensuring peace of mind. Whether you run a cosy tea room, a sleek restaurant, or a lively pub, understanding the specific needs of your establishment is crucial. This article will explore key factors to consider when insuring your business, especially regarding on-site catering.
Kathryn McKenzie
May 193 min read


Accountants' Professional Indemnity Insurance: What You Need to Know
In today’s highly regulated environment, Professional Indemnity Insurance (PII) isn’t just a tick box for Accountants—it’s also usually a requirement from their regulatory body. Whether you’re just one person or up to larger firm, your regulatory body will have some specific requirements dependent on your Turnover.
Kathryn McKenzie
Apr 303 min read


A Guide to Office Insurance: What Your Business Needs to Know
Running a business can be both rewarding and challenging. Filled with opportunities for growth and innovation, it also involves navigating a myriad of risks — from accidental equipment damage to unexpected disruptions that can significantly affect daily operations. That's where Office Insurance comes in, designed to safeguard your business against unforeseen events, ensuring that you can continue trading with minimal interruption and with peace of mind.
Laura McKenzie
Apr 94 min read


Professional Indemnity Insurance: Who Needs it and Why it Matters
Professional Indemnity Insurance (PII) is a crucial safeguard for any business or sole trader who provides advice, design work, consultancy, or professional services. It protects against claims of negligence, errors, omissions, or breaches of professional duty that lead to a client’s financial loss.
Kathryn McKenzie
Mar 33 min read


Why Rebuild Costs Matter: The Hidden Risk in Property Insurance
For most people, when thinking about insuring a property, they naturally focus on its market value — what it would sell for today. But when it comes to insurance, market value is almost irrelevant, and the figure that truly matters is the rebuild cost.
This is one of the most misunderstood areas of property insurance, and yet it really is the foundation of whether your cover will respond properly in the event of a claim - very important indeed!
Kathryn McKenzie
Feb 133 min read


Unoccupied Property Insurance: A Practical Guide For Owners
Properties become unoccupied for various reasons. Maybe you’re preparing for renovation work, the owner has moved into long-term care, or the home is tied up in probate. Whatever the situation, once a property is empty, it enters a different category in the eyes of insurers — and that’s where things can get a little confusing.
This practical guide to unoccupied property insurance breaks down what you need to know.
Kathryn McKenzie
Jan 133 min read


Taxi Drivers: What You Need to Get Started
If you are new to taxi driving, you will probably be knee-deep in paperwork and negotiating the unenviable task of licensing both yourself and your vehicle in preparation for becoming a Public Hire Driver (Hackney) or Private Hire Driver, so we are going to clarify some of the terminology and essentials you'll likely encounter as you get going.
Jackie Rose
Aug 8, 20253 min read


Understanding Motor Fleet Insurance -Essential Insights and Tips
If you have a set of vehicles for your business, you might be wondering about the best way to cover them. The good news is, Motor Fleet Insurance can be a flexible and cost-effective way to protect your vehicles and drivers, no matter whether you have just two or a dozen vehicles.
Kathryn McKenzie
Jun 23, 20253 min read


Spotlight on: Tradespersons Insurance
In this edition of the Mango Blog, we offer a little wisdom on Tradespersons Insurance, with a few tips for finding the best Policy.
Kathryn McKenzie
Sep 12, 20242 min read


Exploring Property Owners Insurance
Introducing the inaugural edition of the Mango Insurance Blog, where our team provides expert tips, explainers, and news from the insurance industry to assist you in navigating and enhancing your understanding of insurance coverage. Our initial post delves into Property Owners Insurance, addressing common issues with available options, illustrating potential pitfalls of inadequate coverage, and offering tips to ensure proper protection when obtaining this type of policy. What
Kathryn McKenzie
Aug 13, 20244 min read
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