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Professional Indemnity Insurance (PII) is a crucial safeguard for any business or sole trader who provides advice, design work, consultancy, or professional services. It protects against claims of negligence, errors, omissions, or breaches of professional duty that lead to a client’s financial loss.

Do Rebuild Costs Matter? For most people, when thinking about insuring a property, they naturally focus on its market value — what it would sell for today. But when it comes to insurance, market value is almost irrelevant, and the figure that truly matters is the rebuild cost . This is one of the most misunderstood areas of property insurance, and yet it really is the foundation of whether your cover will respond properly in the event of a claim - very important indeed! What

Properties become unoccupied for various reasons. Maybe you’re preparing for renovation work, the owner has moved into long-term care, or the home is tied up in probate. Whatever the situation, once a property is empty, it enters a different category in the eyes of insurers — and that’s where things can get a little confusing. This practical guide to unoccupied property insurance breaks down what you need to know.

If you are new to taxi driving, you will probably be knee-deep in paperwork and negotiating the unenviable task of licensing both yourself and your vehicle in preparation for becoming a Public Hire Driver (Hackney) or Private Hire Driver, so we are going to clarify some of the terminology and essentials you'll likely encounter as you get going.

In this edition of the Mango Blog, we offer a little wisdom on Tradespersons Insurance, with a few tips for finding the best Policy.