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Engineering cover is a multifaceted policy that applies across a wide range of businesses. Whether you are a property owner with a lift or electric gates, or a commercial business with racking or pallet trucks, you can take this policy out through an insurance broker. This guide breaks the policy down into its two halves, so you understand exactly what each one protects and why both matter for keeping your business compliant, safe, and running smoothly.

Insuring a block of flats isn't quite like insuring any other property. The risks are more complex, the needs more specific, and the differences between policies — which can look almost identical on paper — more consequential. Getting it right matters, and knowing what to look for can save considerable time, money and stress when it counts most.