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Running a business means making decisions — constantly. And while most of those decisions are made in good faith, the reality is that any one of them could lead to a claim against you personally. That's where Management Liability Insurance comes in. This policy exists to protect directors, officers, and the business itself from the financial and legal consequences of management decisions, employment practices, and corporate governance.

For most people, when thinking about insuring a property, they naturally focus on its market value — what it would sell for today. But when it comes to insurance, market value is almost irrelevant, and the figure that truly matters is the rebuild cost. This is one of the most misunderstood areas of property insurance, and yet it really is the foundation of whether your cover will respond properly in the event of a claim - very important indeed!

Properties become unoccupied for various reasons. Maybe you’re preparing for renovation work, the owner has moved into long-term care, or the home is tied up in probate. Whatever the situation, once a property is empty, it enters a different category in the eyes of insurers — and that’s where things can get a little confusing. This practical guide to unoccupied property insurance breaks down what you need to know.

If you are new to taxi driving, you will probably be knee-deep in paperwork and negotiating the unenviable task of licensing both yourself and your vehicle in preparation for becoming a Public Hire Driver (Hackney) or Private Hire Driver, so we are going to clarify some of the terminology and essentials you'll likely encounter as you get going.

If you have a set of vehicles for your business, you might be wondering about the best way to cover them. The good news is, Motor Fleet Insurance can be a flexible and cost-effective way to protect your vehicles and drivers, no matter whether you have just two or a dozen vehicles.

In this edition of the Mango Blog, we offer a little wisdom on Tradespersons Insurance, with a few tips for finding the best Policy.