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One of the biggest misconceptions in the market is that all Legal Expenses Insurance policies are broadly the same and that they will cover you for every Legal eventuality. The reality is very different. Policy wordings can vary significantly between insurers, and a policy that works well for one business may not be suitable for another. They are often added in as standard, and the cover may not correlate with your needs.

Insuring a block of flats isn't quite like insuring any other property. The risks are more complex, the needs more specific, and the differences between policies — which can look almost identical on paper — more consequential. Getting it right matters, and knowing what to look for can save considerable time, money and stress when it counts most.