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The Hidden Risk in Probate: Why Empty Properties Are Harder to Insure Than You'd Think
When someone passes away, sorting out their estate is rarely straightforward — and for many families, one of the biggest practical challenges is what happens to their home. Properties that form part of a deceased person's estate are known as probate properties, and understanding how the probate process works can make a difficult time a little easier to manage.
In this article, we look at what probate properties are, why they're often sold, and, importantly, how to keep them p

Kathryn McKenzie
Aug 253 min read


Heatwaves and Windscreen Claims - What's the Connection and Precautions You Can Take
It likely will not be breaking news to you that we have had some very hot weather recently. The 2026 summer sun has brought with it long, hot days perfect for outdoor events and relaxation. However, along with this enjoyable weather, we also face downsides that can impact our daily lives. One notable consequence has been a significant increase in windscreen claims, a trend that many drivers are already experiencing.

Kathryn McKenzie
Aug 53 min read


Legal Expenses Insurance: Why Policy Wording Matters (and What to Look For)
One of the biggest misconceptions in the market is that all Legal Expenses Insurance policies are broadly the same and that they will cover you for every Legal eventuality. The reality is very different. Policy wordings can vary significantly between insurers, and a policy that works well for one business may not be suitable for another. They are often added in as standard, and the cover may not correlate with your needs.

Kathryn McKenzie
Jun 304 min read


Your Guide to Engineering Inspection & Insurance
Engineering cover is a multifaceted policy that applies across a wide range of businesses. Whether you are a property owner with a lift or electric gates, or a commercial business with racking or pallet trucks, you can take this policy out through an insurance broker. This guide breaks the policy down into its two halves, so you understand exactly what each one protects and why both matter for keeping your business compliant, safe, and running smoothly.

Kathryn McKenzie
Jun 163 min read


Management Liability Insurance: Why Should You Have This?
Running a business means making decisions — constantly. And while most of those decisions are made in good faith, the reality is that any one of them could lead to a claim against you personally. That's where Management Liability Insurance comes in.
This policy exists to protect directors, officers, and the business itself from the financial and legal consequences of management decisions, employment practices, and corporate governance.

Kathryn McKenzie
Jun 22 min read


A Guide to Office Insurance: What Your Business Needs to Know
Running a business can be both rewarding and challenging. Filled with opportunities for growth and innovation, it also involves navigating a myriad of risks — from accidental equipment damage to unexpected disruptions that can significantly affect daily operations. That's where Office Insurance comes in, designed to safeguard your business against unforeseen events, ensuring that you can continue trading with minimal interruption and with peace of mind.

Laura McKenzie
Apr 94 min read


Why Rebuild Costs Matter: The Hidden Risk in Property Insurance
For most people, when thinking about insuring a property, they naturally focus on its market value — what it would sell for today. But when it comes to insurance, market value is almost irrelevant, and the figure that truly matters is the rebuild cost.
This is one of the most misunderstood areas of property insurance, and yet it really is the foundation of whether your cover will respond properly in the event of a claim - very important indeed!

Kathryn McKenzie
Feb 133 min read


Taxi Drivers: What You Need to Get Started
If you are new to taxi driving, you will probably be knee-deep in paperwork and negotiating the unenviable task of licensing both yourself and your vehicle in preparation for becoming a Public Hire Driver (Hackney) or Private Hire Driver, so we are going to clarify some of the terminology and essentials you'll likely encounter as you get going.

Jackie Rose
Aug 8, 20253 min read


Understanding Motor Fleet Insurance -Essential Insights and Tips
If you have a set of vehicles for your business, you might be wondering about the best way to cover them. The good news is, Motor Fleet Insurance can be a flexible and cost-effective way to protect your vehicles and drivers, no matter whether you have just two or a dozen vehicles.

Kathryn McKenzie
Jun 23, 20253 min read


Spotlight on: Tradespersons Insurance
In this edition of the Mango Blog, we offer a little wisdom on Tradespersons Insurance, with a few tips for finding the best Policy.

Kathryn McKenzie
Sep 12, 20242 min read
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